How to Get a Replacement Car Key
It can be frustrating to lose your car keys. It may also be expensive depending on the kind of key you've got.
The most efficient way to obtain an exchange is to contact an auto locksmith. This is usually a less costly and faster option than calling the roadside assistance or an auto dealer.
Cost
Up until recently the loss of car keys wasn't a huge issue. You could just go to the local hardware store and get an alternative key made. However, today it's more complicated and much more expensive. It's because cars are technologically advanced and their keys are also more advanced. While this can make the keys more secure from theft but they also make them more expensive to replace.
The cost of a lost key replacement will differ based on the year, make and model of your vehicle. A lot of newer vehicles have key fobs that have a transponder chip in them to prevent theft. The chips must be linked to your vehicle. This usually requires a locksmith or dealer. The cost of this service can differ based on the type of vehicle you own, but can be up to $200.
Certain modern vehicles also have a laser-cut key that must be programmed using a special machine only found at dealerships and specialist auto locksmiths. The cost of a spare key with this kind of lock could be up to $100.
The location of your home will also affect the cost. If you are in a remote location, you will probably have to pay a premium for service due to the fact that the locksmith or tow truck has to travel a distance to reach you. A locksmith may also charge extra for work done on holidays, weekends, or after-hours.
You can reduce the cost of replacing the car key that was lost by keeping a spare at home or in your wallet. You should also keep the registration or title documents with you, as these will be needed to prove you are the owner of the vehicle in the event that you need to contact the dealership for a replacement key. Additionally, you can make use of your roadside assistance service to help with the process. They may be able offer you temporary replacements, based on their terms and conditions.
Time
Losing your car keys could be frustrating, but you shouldn't panic. First, take a moment to search for your keys to your car in a convenient place such as your purse or pocket. Then, revisit your day to determine where you may have lost keys. This can help you remember where you lost them or even you can find them in your car. It could be time to replace your car keys if they aren't able to find them.
Most newer cars have a remote key fob which uses an unlock code to start the vehicle. This type of key has to be programmed to ensure that it can work with your vehicle. This is typically the responsibility of a professional. Contact an auto locksmith and provide evidence of ownership.
Old-fashioned car keys made of metal are much simpler to replace than remote fobs for keys. They are 100% mechanical and are easy to duplicate. A local locksmith can replace your key on the instantaneously. The locksmith can also duplicate your ignition cylinder however, this comes at a cost. If you're looking to make copies of your old car keys, visit a hardware shop that specializes in cars to make them quickly and cheaply.
You may also want to consider replacing your car keys if they're starting to appear worn. Regular use can wear down the teeth on the key, and this can cause it to be difficult to align them correctly. If the key begins to stick in the lock, that's a sign that it is time for a replacement.
If you own a newer vehicle and it's a high-end model, the key may require programming by the dealership. This is a complex task that will take several hours to complete and can cost you a lot. Depending on the make of your car, you may be able to have the process covered by your car warranty or car insurance.
The availability
Even if your driving is excellent, you can still lose your keys. This can be a huge pain, especially when it happens at the most inconvenient moment like when you're at a gas station or at the grocery store and just want to go home. There are a variety of ways to replace your lost key. You can find an locksmith, call roadside assistance, or call your insurance company.
You'll first need to determine the type of key you're using. It is important to understand that different cars use different keys. Some keys are old-fashioned and lock using the key cylinder. Some keys have chips that communicate with the vehicle to open doors and start the car. Some keys can be easily repaired by an auto-locksmith while others might require you to visit a dealership for a replacement from the manufacturer.
Whether you're using a traditional key or a smart key, your first step is to read the instruction manual or call the dealership for instructions on how to program it to your car. You'll need proof of ownership and could need to wait a few days for the dealer to make an order for a replacement. This procedure might also require you take your vehicle to a locksmith or other service provider to have it programmed, making this the best option for people working on tight schedules or have a limited mobility.
If you have a spare key the process will be simpler. You can usually buy a replacement key online for a relatively low price dependent on the type of car. However, if your keys include a key fob and transponder element, you'll need consult a professional who is qualified to have them replaced and programmed. Based on the model and make you may have to take it by the dealer or hire a locksmith replace the key.
A bluetooth tracker is an additional option to obtain a replacement car key. These tiny devices are attached to your keyring and emit a unique signature which can be retrieved by a mobile phone with an app installed. The app will then inform you where the key is, to help you locate it whenever you need to.
Insurance
Car insurance policies typically do not cover the cost of lost keys. There are exceptions. Many of the best car insurance companies committed to customer satisfaction offer additional coverage for things like lost keys. It's typically an extra fee, but can be less expensive than paying out on your own for key replacement costs.
The specific policy and deductible will determine whether or not your car insurance will cover keys that are lost. The majority of traditional keys can be replaced easily however, it could be more difficult if you own an electronic fob, or smart key. These keys are laser-cut and use chips that transmit a signal to the vehicle, so they're a lot more difficult to replace than traditional mechanical keys. These keys are also more expensive because you'll need to pay for a locksmith as well as the key itself.
You can consider using an auto club service or roadside assistance to save money in the event of replacing a lost key. These services offer discounted rates for locksmiths and may even pay for the cost of replacing a key. Some of these companies offer emergency lockout assistance which can be beneficial for those who are in a hurry and need to get back on the road.
You can also call your car dealer to see if it could help. Locksmiths are typically on hand at the majority of dealerships, and they may be able to make you a key for a reasonable price. However when the dealer needs to purchase a new key for your model, it can take several days to receive. Regardless of which method you select, make sure to save all receipts and documents so that you can submit a claim to your car insurance company should you need to.
Although it's not an enjoyable experience, losing your car keys could happen to anyone. There are ways to avoid costly consequences. While the most cost-effective and fastest way to replace your lost car keys is to call an authorized locksmith in your area It is important to weigh the monetary benefits against the time involved and any possible deductible payment prior to filing a claim with your insurance company.